What Are the Risks of Buying a House in a Resort Community? Unfortunately, There Are Many. Find Out Here If You Should Buy One, Or Hold Off

riverside-golf-resort-florida-1Resort communities typically offer beautiful scenery, fabulous amenities, upscale homes, and an abundance of recreational activities such as golfing, skiing, or beaches. Of course nothing is perfect, and while resort home ownership sounds dreamy, it also poses challenges. Since resorts are typically situated in the most beautiful places, they can offer advantages like scenic views, and recreation and amenities. Resorts offer activities such as snow skiing, golfing, spa visits, or the beach. And, if you’ll be at the resort home full-time, or visit regularly, you’ll have lots of time to take advantage of these and other amenities.

You’ll also have more night life, shopping, and entertainment options than in similar sized towns. A wide variety of restaurants and nightclubs are also common in resort areas. These communities tend to attract people from all over, resulting in a more interesting and diverse population than many other towns of a similar size. There’ll also be a wide variety of homes and condominiums to choose from, whether its a cabin in Aspen, or a condo in Florida.


Disadvantages: Resort living can be great, but it typically doesn’t come cheap. Resorts commonly attract people with money to spend, and home prices tend to reflect this. How good an investment your prospective resort-community home might be depends on many factors, so be sure to talk to a realtor.

High Cost of Living and Taxes in Resort Communities

The daily cost of living in a resort is typically higher than average, for everything from gas to groceries. Since resort communities are less likely to have large chain discount stores, you’ll likely need to shop at smaller, more expensive stores. Taxes are often higher in resorts, too. These taxes are meant to avoid overburdening the residents of tourist areas with individual expenses incurred due to the impact of tourists on the infrastructure. Golf-Course-luxury-home-community-keyimage


Maintenance expenses are going to be necessary even if the home is only occasionally occupied. A part-time homeowner might also need to hire an on-site manager to handle ongoing maintenance. Some part-time owners also choose to hire a property manager to ensure that their vacation home is cleaned, stocked with groceries, and heated upon their arrival.

Off Seasons & Severe Weather Conditions

While resort living might be just what you’re looking for during peak season, you might find the area unattractive during the off-season. Many resorts have seasons where weather is uncooperative and the activities scarce. If you plan on using a resort home part-time, such seasonal fluctuations might be fine. But keep in mind, your expenses will continue while the home is vacant, and the chances of renting it out during the off-season slim.


Accessibility can also be an issue with resort areas. A secluded mountain home might seem like a great idea, but it might not seem like the best idea after all when you’re snowed in on the day you were supposed to head home. Some areas have no airports nearby and require lengthy drives over poor, slick, or windy roads, which can get backed up on holiday seasons.


If a resort home is used only as a vacation home, an owner might expect to recoup some expenses by renting it out. While this can be a great solution, renting can also pose challenges.

Owning a home in a resort community definitely has both benefits and drawbacks. Before you buy, take the time to look into the area and thoroughly weigh the pros and cons.

7 thoughts on “What Are the Risks of Buying a House in a Resort Community? Unfortunately, There Are Many. Find Out Here If You Should Buy One, Or Hold Off

  • December 12, 2016 at 10:39 pm

    We bought a vacation home in an area where it rains FREQUENTLY. We had only been a couple times so we didn’t really know. Basically..be sure of the weather conditions before you buy a house. We wanted to go during the summers to be able to be outdoors. And yet..it rained all the time.

    • December 12, 2016 at 10:44 pm

      Hi Paul. That is unfortunate, I’m sorry you had a bad experience. Checking weather is very important before you buy a home. Many people assume the weather will be a certain way at different times of the year. If anyone plans to buy a second home, they should visit during every season to see what the weather is like.

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